Upon the death of an investor whose payments have been kept up, the plan can be completed and the beneficiary will receive the total number of shares that the completed plan provides. Insurance protection normally covers the difference between the total investment outlined in the contract and the total amount (exclusive of dividends reinvested) paid up until the time of death. As a result, the amount of insurance coverage and premiums due are steadily reduced by the amount invested. 5.Custodianship. The custodian bank for an investment com pany may hold in safekeeping the securities owned by the various shareholders.

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