2 per cent better than they would have if they had tossed a coin. In an earlier study, it was found that the dean of Dow theorists over a period of years made ninety predictions, forty-five of which were right and forty-five wrong. Stock market forecasting is for the professional. The whole approach was brilliantly summarized by the late Lord Keynes: "We have reached the third degree where we devote our intelligences to anticipating what average opinion expects the average opinion to be. And there are some, I believe, who practice the fourth, fifth and higher degrees." Critics of investment company management results often have shown little regard for the responsibility resting on those who use other people's money.

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